Homebuyer Programs & Resources

The California Housing Finance Agency (CalHFA) supports the needs of renters and homebuyers by providing financing and programs that create safe, decent and affordable housing opportunities for low- to moderate-income California residents. CalHFA is a self-supporting State agency that relies on revenues generated through mortgage loans rather than taxpayer dollars.

• CalPLUS Conventional Loan Program
• CalHFA Conventional Loan Program
• CalPLUS FHA Loan Program
• CalHFA FHA Loan Program
• Cal-EEM + Grant Program
• California Homebuyer's Downpayment Assistance Program (CHDAP)
• Extra Credit Teacher Home Purchase Program (ECTP)

For additional information or to find out if you may qualify, visit the CalHFA website.

The U.S. Department of Housing and Urban Development (HUD) offers a variety of resources on fair housing issues, lists for lenders and real estate brokers and homebuyer education information. The City of Long Beach offers Fair Housing Services through the Fair Housing Foundation. Learn more about how the Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities.

Search for lenders in your area with the HUD Lender List. Search for counseling agencies, learn about predatory lending and research other potential homebuyer assistance programs with HUD's Housing Counseling Services List.

Affordable Housing Clearinghouse (AHC) is a HUD Certified Housing Counseling Organization serving Southern California since 1991. AHC has HUD Certified Housing Counselors offering pre-purchase, homebuyer education, post purchase and foreclosure prevention in English, Spanish and Vietnamese. ACH Affordable Housing Services and Programs are offered in-house, over the phone or in group sessions.

To enroll in homebuyer education, budget and credit workshops or one-on-one housing counseling visit, the AHC website. You can call 800.990.5626 during office hours Monday through Friday and by appointment in the evening.

Habitat for Humanity of Greater Los Angeles (Habitat LA) is a nonprofit organization that helps families build and improve places to call home. Habitat LA's Downpayment Assistance Program helps first-time homebuyers looking to purchase a home in greater Los Angeles County. Eligible households can qualify for up to $100,000 in mortgage assistance to help with the down payment on a single-family home, condo or townhome.

The City of Long Beach's First-Time Homebuyer Assistance Program application period is now closed. The Program provided financial assistance to low- and moderate-income households that have historically been underrepresented in homeownership. It supported eligible first-time and first-generation homebuyers in purchasing a home and building long-term, multi-generational wealth.